The bills go out every month anyway — so they may as well take you somewhere. With Apron Rewards you earn points on the payments you're already making, and turn them into flights, hotels and days out with Virgin. This article shows what that looks like in real trips.

The short version

You earn 1 point per £1 on Bill Pay and Payroll at the 1.6% rate, or 2 points per £1 at the 2.9% rate. You choose the rate per payment.
It applies to supplier payments, HMRC payments, international payments and payroll.
Apron points convert 1:1 into Virgin Points, which you spend through Virgin Red and Virgin Atlantic Flying Club.

How earning works

Every eligible payment you make through Apron earns points:

1 point per £1 spent at the 1.6% rate per payment, or
2 points per £1 spent at the 2.9% rate per payment

Points accrue at personal level, and there's no cap on how many you can earn. When you're ready, convert them 1:1 into Virgin Points and redeem them for reward seats with Virgin Atlantic, stays at Virgin Hotels, cruises with Virgin Voyages, days out and more.

So a £1 payroll run earns either 1 or 2 Virgin Points — and a year of payments adds up fast.

What your points are worth in flights

To make the examples concrete, here's roughly what a return reward seat costs in Virgin Points at the best Saver level, departing London on quieter dates. Taxes, fees and carrier surcharges are paid separately in cash.

Return trip from London	Economy	Premium	Upper Class
New York	12,000	21,000	58,000
Los Angeles	18,000	33,000	94,000
Barbados	12,000	35,000	82,000
Delhi	12,000	21,000	58,000
Mumbai	24,000	21,000	46,000
Maldives	27,000	52,000	116,000

These are the lowest "Saver" points levels as of 22 June 2026, which appear on lower-demand dates. Virgin's own pricing is dynamic, so exact points and fees are always confirmed at booking.

Real examples

The examples below use the 2-points-per-£1 rate so you can see the full earning potential. On the 1.6% rate, halve the points (or double the time).

If your monthly payroll is around £25,000

At the 2-points rate, that's 50,000 points a month — roughly 600,000 points a year.

Every couple of months you'll have banked around 100,000 points. That's enough for:

an Upper Class return to New York (58,000 points), with points still left over
a Premium return to New York for two (42,000 points)
the whole family in economy (12,000 points each), several times over

In other words, a long-haul trip every couple of months — economy when you want to travel often, Upper Class when you want to travel in style.

If your monthly payroll is around £100,000

At the 2-points rate, that's 200,000 points a month — around 2.4 million points a year.

That comfortably covers a family of four in Upper Class to New York (about 232,000 points return for four) twice a year, with well over a million points still to spare for the rest of the year.

Prefer the beach? A family of four to the Maldives in Upper Class is about 484,000 points return — so you could do that trip several times over.

Bill Pay counts too — not just payroll

The same rates apply to supplier and HMRC payments. A business paying £50,000 a month in supplier invoices earns 100,000 points a month at the 2-points rate — about 1.2 million points a year. That's enough for a couple to fly Upper Class to New York and back twice over, just from settling bills you were paying anyway.

Earnings at a glance

Annual points by monthly spend on Bill Pay and Payroll:

Monthly spend	Points/year at 1.6% (1 pt/£1)	Points/year at 2.9% (2 pts/£1)
£10,000	120,000	240,000
£25,000	300,000	600,000
£50,000	600,000	1,200,000
£100,000	1,200,000	2,400,000

As a rough guide:

240,000 points ≈ a couple in Premium to New York and back
600,000 points ≈ a year of long-haul Upper Class returns
2.4 million points ≈ family Upper Class holidays with room to spare

Good to know

Tax deductibility — payment fees are typically treated as a cost of doing business and are deductible against corporation tax.
Saver seats and quieter dates — the points levels above are Virgin's lowest "Saver" prices, most available outside peak periods. Popular dates cost more points, so flexibility goes a long way. We recommend checking the best deals with Virgin Atlantic via Reward Seat Finder.
Dynamic pricing — Virgin Atlantic prices reward seats dynamically, so the exact points and cash fees are always shown at the time of booking.
Taxes, fees and surcharges are paid in cash — these apply on top of your points and vary by route, cabin and date.
More than Virgin's own flights — Virgin Points also unlock partner airlines, Virgin Hotels, Virgin Voyages cruises, experiences, and cash or gift cards — useful if you'd rather not pay the cash surcharges on premium long-haul.
Your points don't expire while your Apron account is active, so you can save them up for a bigger trip.