Apron processes two types of payments:

Currently our product only supports scheduling for payroll payments. However, we do have a workaround for how schedule bills.

You schedule in Apron the date when your employees will receive payment.

Funds leave your bank account as soon as the payment is authorised.

If you select 'Open banking', you’ll need to complete the payment instantly, meaning money will leave your account as soon as payment is authorised. We will still release payroll payments on the scheduled date.

If you select 'Pay via bank transfer' you can pay immediately or you can schedule with your bank when you wish for the money to be sent to Apron. We will release payments to recipients on the scheduled date.

Scheduled payroll payments are released by Apron between 3.00 AM - 7.00 AM.

Scheduling bill payments is not currently an option. However, there is a workaround (see below).

Bills are paid as soon as we receive money from your bank account.

If you select 'Open banking', you’ll need to complete the payment instantly, meaning money will leave your account as soon as payment is authorised.

If you select 'Pay via bank transfer' you can pay immediately or you can schedule with your bank when you wish for the money to be sent to Apron. We release bill payments as soon as we receive money from you. This is effectively a workaround for scheduling bill payments.

As soon as we receive the funds for a bill payment, we’ll initiate payment to the beneficiary, who will receive funds within five minutes.