Skip to main content

Pay via Open Banking

Use Open Banking to connect directly to your bank account for instant payment authorisation.

Marianna avatar
Written by Marianna
Updated over a week ago

Open Banking redirects you directly to your bank for super-quick payments. It's secure, instant, and works with most UK banks.

How it works

  1. Choose Pay instantly via Open Banking when paying

  2. We connect you directly to your bank's login system

  3. Log in with your credentials

  4. Review and authorise the payment

  5. Money moves within minutes

Supported banks

Most major UK banks support Open Banking, including Barclays, HSBC, Lloyds, NatWest, RBS, Santander, Nationwide, TSB, and many more.

Banks that require a bank transfer

Some banks don't support Open Banking yet, including:

  • Acorn Account for Business,

  • Allica Bank,

  • ANNA Money,

  • Barclays Corporate,

  • Card One Money,

  • Citibank, Countingup,

  • Handelsbanken, ING, Metro Bank, Soldo, and Triodos Bank.

For these, we’ll direct you to make a regular bank transfer instead.

First payment limitations

For your very first payment with these banks, use a bank transfer:

  • Tide,

  • NatWest Business,

  • HSBC Business,

  • Barclays Business and Corporate,

  • RBS,

  • Ulster Business,

  • Starling.

After that, Open Banking works fine.

If Open Banking doesn't work

  • Double-check that you have sufficient permissions in the bank account to complete the payment

  • Ensure you're using the latest browser version

  • Ask your bank about Open Banking limits

  • Use Pay via bank transfer as an alternative

Corporate account setup

Some business accounts need special configuration. For NatWest Bankline users, you'll need to enable Third Party Provider Payments privileges. Check the details in our article: Enable the ‘Authenticate with NatWest’ option when using Bankline.

Did this answer your question?